Business Checking

We Offer A Range of Accounts To Meet Your Needs

Our representatives can help you determine which products will best suit your financial needs. Other services available include On-line banking, ACH payroll, Merchant MasterCard and Visa, Night Depository and Safe Deposit Boxes. Additional business services are also available through our Lending department. For more information on any of these products and services, please stop in to our convenient location or speak directly to one of our personal representatives at (662) 286-5577.  

Commercial Loans

Small Business Checking

  • Available to Sole Proprietorships, Partnerships, Corporations and LLCs.
  • Minimum opening balance is $100.
  • 75 checks/debits per month with no transaction fee; $.25/each check/debit thereafter.
  • 100 deposited items per month with no transaction fee; $.10/each item deposited thereafter.
  • ATM/VISA Check Card available.
  • Service charge of $8.00 per statement cycle if daily balance is below $2,500.

Commercial Checking

  • Available to Sole Proprietorships, Partnerships, Corporations, and LLCs.
  • Minimum opening balance $100.
  • Unlimited check writing.
  • Earnings credit rate equal to 90 day U.S. T-bill rate offsets service charge and activity fees.
  • Service charge of $7.00 per statement cycle plus $.12 per item paid and $.07 per item deposited.

CD RatesIcon For: Rates

Term Rate APY*
6-Month CD 0.10% 0.10%
1-Year CD 0.20% 0.20%
2-Year CD 0.30% 0.30%
3-Year CD 0.40% 0.40%
4-Year CD 0.45% 0.45%
5-Year CD 0.50% 0.50%
More Rates

*APY refers to Annual Percentage Yield. Rates on accounts other than CDs are variable and may change after an account is opened. Service fees or penalties may reduce earnings. For CDs, there is a penalty fee for an early withdrawal of funds. See the Deposit Products page for more information.